Monday, April 29, 2024

5 Steps of the Design Thinking Process: A Step-by-Step Guide

design thinking process steps

You can use this template to run the exercise individually or in groups. It gives you a way to gather new ideas and perspectives on the problem you’re solving in real-time. This exercise helps you understand a situation or problem by identifying what’s working, what’s not, and areas for improvement. You start by listing out the problem, then identifying the positive aspects (the rose), negatives (thorn), and possible solutions for improvement (the buds). And to help you get started, we’ve hand-picked some Mural templates relevant to each stage of the design process below. To get the most out of the process, everyone needs to collaborate and communicate effectively.

Can Design Thinking Unleash Organizational Innovation? - DataScienceCentral.com - Data Science Central

Can Design Thinking Unleash Organizational Innovation? - DataScienceCentral.com.

Posted: Sun, 05 Feb 2017 08:00:00 GMT [source]

Browse UX / UI Design Topics

This stage involves synthesizing the gathered information and identifying the core issues that need to be addressed. It’s essential to frame the problem in a way that guides the design process towards meaningful solutions. A well-defined problem statement serves as a compass, ensuring that the design team remains focused on solving the right challenges. Implementing the design thinking process to a project workflow is an excellent way to prevent these kinds of design mistakes. Users don’t care about the most objectively efficient or creative solutions. Using the design thinking framework more easily allows designers to figure out what users consider the optimal solution, rather than operating based on their own biases.

Four Stages of Design Thinking

Mural helps teams visualize their ideas in a collaboration platform that unlocks teamwork. This helps everyone stay on the same page, while giving them the ability to add their own ideas freely and easily. Mural facilitates effective collaboration both in person and remotely, making it ideal for design thinking workshops for co-located and distributed teams. Plus, it has tons of ready-to-use templates (like the ones we listed above) to help you get started.

Why is the ideation phase crucial?

design thinking process steps

However, they’re two different things, so understanding their differences is important. Systems thinking has applications in various fields, such as medical, environmental, political, economic, human resources, and educational systems. Start applying these methods to your work today with the Design Thinking template bundle.

design thinking process steps

Understanding the basics

In order for this approach to be adopted across large organizations, it needed to be standardized. Cue design thinking, a formalized framework of applying the creative design process to traditional business problems. For example, if you work for a finance company struggling with employee engagement—a common problem with the rise in remote work—you could benefit from an unconventional approach to problem-solving. Your leadership and human resources teams could use design thinking to come up with ways to increase employee satisfaction, such as offering more benefits or mental health-focused programs.

Implement UX Best Practices Strategically

Design thinking puts the user front and center, with the Empathize stage dedicated to understanding and discovering user needs. You can use the design thinking process to get more people involved, and help everyone contribute ideas. Design thinking is an iterative process — it’s not something you do once and call it done.

The Steps in a Typical UX Design Process

Using Design Thinking to Create L&D Programs That Meet the Needs of Workplace Learners - ATD

Using Design Thinking to Create L&D Programs That Meet the Needs of Workplace Learners.

Posted: Wed, 11 Dec 2019 08:00:00 GMT [source]

Once the team identifies one or more solutions, they determine whether the organization can implement them. In theory, any solution is feasible if the organization has infinite resources and time to develop the solution. However, given the team’s current (or future resources), the team evaluates if the solution is worth pursuing. The team may iterate on the solution to make it more feasible or plan to increase its resources (say, hire more people or acquire specialized machinery). Design teams use design thinking to tackle ill-defined/unknown problems (aka wicked problems). Alan Dix, Professor of Human-Computer Interaction, explains what wicked problems are in this video.

The team then converges in the “Define” phase to identify the problem. The team produces inexpensive, scaled-down versions of the product (or specific features found within the product) to investigate the ideas. Steve Eppinger is a professor of management science and innovation at MIT Sloan. He holds the General Motors Leaders for Global Operations Chair and has a PhD from MIT in engineering.

Support design thinking with tools that facilitate creative collaboration

Don’t worry about coming up with concrete solutions or how to implement each one — you’ll build on that later. The goal is to explore new and creative ideas rather than come up with an actual plan. After testing different prototypes out with teasers, your team should have different solutions for how your product can be improved. The testing and prototyping phase is an iterative process—so much so that it’s possible that some design projects never end.

IDEO is a leading design consultancy and has developed its own version of the design thinking framework and adds the dimension of implementation in the process. The design sprint is a very structured version of design thinking that fits into the timeline of a sprint (a sprint is a short timeframe in which agile teams work to produce deliverables). Developed by Google Ventures, the design sprint seeks to fast-track innovation. “Hand” signifies the practical execution of ideas, the craftsmanship, and the skills necessary to turn concepts into tangible solutions.

And be sure to look for inspiration outside your sector — hospitals can learn a lot from hospitality and vice versa. The Define step helps teams frame insights from Research and Empathy steps into a compass for their collaboration. During Define, teams validate, prioritize and align on next moves using guided activities in Design Thinking workshops. Without the Design Thinking process, aligning a cross functional team on human-centered opportunities would be very difficult, if not impossible. By the end of the Define step, ideas for solutions will begin to appear everywhere. Design thinking is a non-linear process because you’re designing for real users whose real-life behavior is not linear.

As a UX designer, you’ll understand your users’ needs, generate ideas to solve their problems, prototype designs and finally test them with users. In other words, UX designers participate in all 5 phases of the design thinking process. This book serves as an excellent introduction to user experience design, providing a solid outline of popular UX processes, tools and techniques. It guides readers through the entire design life cycle, from research and ideation to prototyping and testing. The book features real-life project examples, helping novice designers understand how to apply UX principles in practical, meaningful ways. These include lack of user involvement, insufficient research, misalignment with business goals and scope creep.

This is because Design Thinking leans heavily on empathy and divergence, which both benefit from increased perspectives. Learn about the Design Thinking process powering today’s most user-friendly products, services and solutions. To narrow down your ideas, you can use a product prioritization tool to keep track of and assign values to each idea, following a standard prioritization framework like ICE (Impact, Certainty, Effort). This works particularly well if you're part of a distributed design team and need to collaborate with your teammates asynchronously.

Decide what aspects of the product you need to test, such as the effectiveness of its navigation or the clarity of its content. Since team members may be in different time zones, it's important to maintain a workflow where individuals can contribute at their own pace without delaying the project. Clear documentation and updates in shared tools facilitate this asynchronous work. For example, Spotify's UX design process features the use of personalized content recommendations ("Recommended" in the center of this screenshot). The number of roles and departments will vary between brands and across industries.

Sunday, April 28, 2024

How Much Is a Typical US Home Worth? Housing Value Has Jumped by Record 20%

house worth

One way to initiate home comps is by looking at the prices of homes like yours that have recently sold to help determine your home’s potential value. It’s a question every homeowner wants to know the answer to, especially if you’re thinking about selling. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

arrested during multi-million dollar cartel drug bust in Southern California

It can raise the operable square footage of the house and is desirable for many families. A finished basement means it has a full electrical system and  finished floors, walls and ceilings. An easy way to identify a finished basement is if it’s ready to live in or can serve as an additional room such as a place for relatives to stay, a home office, or a child’s playroom. Other homes in the neighborhood influence the value of your home as well.

Mortgage Rates & Loans

Average Cost To Rewire A House In 2024 – Forbes Home - Forbes

Average Cost To Rewire A House In 2024 – Forbes Home.

Posted: Sun, 14 Apr 2024 07:00:00 GMT [source]

Beating the broader market has become something of the norm for Pelosi. The tool provides a selection of 25 homes that have recently sold nearby. From that selection, you can select five or more homes that are most similar to your own.

Riverside, California

With local market conditions changing all the time, it can be hard to accurately price a property. In fact, there’s an entire profession dedicated to appraising homes and determining their value. For example, if you have a ranch style home or are looking to buy one, compare its estimated value to a recently sold ranch style home in the neighborhood.

Housing Market Conditions

That is one of the highest amounts in the state and roughly 2Xs more than the national median. Total taxes in Orange County are lofty, mainly because home values are high. The average effective property tax rate in California is 0.71%, compared to the national rate, which sits at 0.99%. The Redfin Estimate is highly accurate, with a current median error rate of just 2.01% for homes that are for sale, and 6.27% for off market homes.

My home is located in one of the areas covered, so why isn’t there a Redfin Estimate for it?

Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.

Can My Home’s Value Change Over Time?

8 Ways To Increase Your Home's Value - Bankrate.com

8 Ways To Increase Your Home's Value.

Posted: Tue, 06 Feb 2024 08:00:00 GMT [source]

Volume-wise, Falaschi allegedly stole 130,000 acre-feet of water between 1992 and 2015, officials said. That’s “enough to supply a small city for several years,” Jessica noted. Republicans argued wolves have clearly recovered and ending protections should be celebrated as a conservation success. Wolves aren't considered threatened in Alaska — the population there stands at between 7,000 and 11,000 animals — and they aren't found in Hawaii. There were an estimated about 8,000 animals across the lower 48 states in 2022, according to a compilation of wildlife agency data by the Wolf Conservation Center.

house worth

About the Redfin Estimate

Although knocking down walls doesn’t technically increase the square footage, it can make the layout of the house more open and therefore more desirable than other houses for sale in the area. Although location may be a top priority, home size is still a factor in evaluating value. It’s done by price per square foot; however the price per square foot can vary. Living space such as bathrooms and bedrooms drive up the value of a home. For example, if you have a 2,000 square foot home with a big garage, two bedrooms and one bathroom it'll likely be valued less than a 2,000 square foot place with a smaller garage, three bedrooms and one bathroom. Professional home appraisals usually cost anywhere from $200 to $600 depending on the size of the home.

Oxnard, California

If your ultimate goal is to sell your property, a Realtor can help determine the value of your home and an accurate sales price. Like other estimates, the Redfin Estimate is not a formal appraisal or substitute for the in-person expertise of a real estate agent or professional appraiser. If you’re thinking about selling your home, or just want to talk more about what it’s worth, we encourage you to contact a Redfin real estate agent at any time. Speaking with a Redfin Agent is free of charge, and there is no obligation to list your home for sale or work with Redfin. Whenever anyone buys a home, they hope to make at least a modest profit when they're finally ready to trade up for a bigger one or downsize, cash it all in, and retire to Florida.

You simply plug in the address of the home and it’ll provide you with an estimated value, along with a list of recent sales in the neighborhood and their values. An online home valuation tool such as this one (sometimes called an automated valuation model, or AVM) is a useful starting point for figuring out how much your house is worth. These tools use computer algorithms to analyze publicly available data and come up with an approximate value for your property. If you're thinking about selling your home, a local Redfin agent can give you the best estimate of how much you'll put in your pocket after the sale.

Every next-big-thing investment trend for three decades, including the internet, has worked its way through an early innings bubble. Regardless of the innovation, investors have a terrible habit of overestimating the adoption and uptake of new technologies. No company has benefited more directly from the AI revolution than Nvidia.

Make a mortgage payment, get info on your escrow, submit an insurance claim, request a payoff quote or sign in to your account. See our current mortgage rates, low down payment options, and jumbo mortgage loans. This internal innovation is almost certain to result in reduced future orders from Nvidia. The lifted water was then allegedly sold to farmers or sent back to the canal in exchange for federal credits. Falaschi had employees falsely classify the stolen water as reclaimed runoff from local farms, the indictment stated. Uncirculated $2 bills from 1890 could sell for up to $4,500, and uncirculated bills from almost every year between 1862 and 1917 could be worth at least $1,000, according to U.S.

Post-Covid, as city-dwellers move upstate in search of more space, Rochester has become a hotspot, which is driving up housing costs. In fact, prices are up 85 percent since realtor.com started keeping track in 2016. The Redfin Owner Estimate is a tool for homeowners to estimate their home’s value that combines the best of machine learning and human insight. Backed by the engine that powers the Redfin Estimate, we invite homeowners to provide input about their home and neighborhood to generate an even more accurate estimate of a home’s value.

What is my home worth: A guide to home value estimates

house worth

While these tools can be a useful starting point, they may not provide the most accurate pricing. Their algorithms can only rely on the information available; they can’t account for things like a home’s condition or renovations made since the last public information was updated. These personalized assessments of a property’s fair market value will very likely be more accurate than an automated website’s. The average effective property tax rate in San Diego County is 0.87%, significantly lower than the national average. However, because assessed values rise to the purchase price when a home is sold, new homeowners can expect to pay higher rates than that.

Is a home valuation tool that uses an automated valuation model the same as an appraisal?

house worth

The law of supply and demand states that if the supply of an in-demand good or service is limited, the price for that good or service will rise until demand tapers. In fiscal 2024 (ended Jan. 28, 2024), Nvidia's data center sales climbed 217%, all while its cost of revenue rose (across all segments) by a more modest 43%. This makes it clear that the bulk of Nvidia's data center sales growth came from its otherworldly pricing power. Though estimates vary, Nvidia's A100 and H100 GPUs are expected to account for approximately 90% of the GPUs deployed in AI-accelerated data centers this year.

$2 dollar bills, nickels may also be worth far more

Also, you can contact a Redfin Agent to discuss what your home is worth. Speaking to a Redfin Agent about your home’s value is free of charge, with no obligation. Make sure any renovations done to your home are accurate and up-to-date.

Bankrate

Riverside is hot because "it's a less expensive alternative to Los Angeles, and only an hour away," says Trapasso. Tucked away inland, Riverside is the epicenter of California's citrus industry, and home to 24 nationally registered historic sites and more than 100 city landmarks. The walkable downtown features notable examples of classic architecture and is home to the iconic Mission Inn Hotel & Spa (which hosts the annual Festival of Lights). There is also The Riverside Art Museum, Fox Performing Arts Center, and the University of California at Riverside. The Owner Estimate will remain on your home’s page for one year or until you create a new estimate. The real estate market is always changing and we don’t want your estimate to become outdated.

It will also help you to calculate (or dispute) your property taxes when it’s time to pay your taxes. Situated on the eastern shore of the San Francisco Bay, Alameda County contains the cities of Oakland, Berkeley and Fremont, among others. City level tax rates in this county apply to assessed value, which is equal to the sales price of recently purchased homes.

For questions or concerns, please contact Chase customer service or let us know at Chase complaints and feedback. Our affordable lending options, including FHA loans and VA loans, help make homeownership possible. Check out our affordability calculator, and look for homebuyer grants in your area. And from applying for a loan to managing your mortgage, Chase MyHome has you covered.

The stated margin of error is 2.04 percent for on-market homes and 6.38 percent for off-market homes. It updates the estimates every day for on-market homes and weekly for off-market homes. The Owner Estimate gives homeowners more control over determining what their home is worth.

Calculating your home value is important when you are both buying and selling a home. Home value estimates give you insight as to what you could gain financially and can help form a strategy on how to move forward. Selling a house with a finished basement can increase the value dramatically.

Start With Some Online Research

If you have the time and prefer researching things yourself, scouring the internet can provide a cheap and fairly quick way to determine how much your house is worth. This approach will not yield a completely accurate number, but should give you a ballpark figure to guide your decisions. Determining how much your house is worth depends on a number of factors, and can fluctuate, up or down, throughout the years.

ADT Home Security: Our Honest Review - CNET

ADT Home Security: Our Honest Review.

Posted: Fri, 26 Apr 2024 18:20:00 GMT [source]

First, it limits general property taxes (not including those collected for special purposes) to 1% of a property’s market value. These two rules combine to keep California’s overall property taxes below the national average, which in turn keeps your bills low. Since assessed values rise (or fall) to equal purchase price when a home is bought or sold, homeowners in Riverside County can expect to pay 1% plus the sum of local voter-approved rates.

Get more from a personalized relationship offering no everyday banking fees, priority service from a dedicated team and special perks and benefits. Connect with a Chase Private Client Banker at your nearest Chase branch to learn about eligibility requirements and all available benefits. Check out the Chase Auto Education Center to get car guidance from a trusted source. Although this may not drive up the value of your home, it is a nice security feature that another home on the market may not have.

Once created, you can keep the estimate private or choose to post it publicly on your home’s details page on Redfin.com. Then, the same core machine learning model that powers the Redfin Estimate identifies 25 recently sold homes that are similar to yours based on size, location, and other home facts. You pick at least five of these homes that are most similar to your own, which we use to calculate your Owner Estimate.

house worth

To obtain a CMA, you can contact a local real estate agent and they’ll usually provide it to you for little to no cost. There are no guarantees that you’ll sell for the amount you see, but the results can give you a solid ballpark idea of your home’s approximate value. This will prevent automated valuations from showing on all third-party real estate sites. As a real estate brokerage, Redfin has complete access to Multiple Listing Services (MLSs), the databases that real estate agents use to list properties. To calculate the Redfin Estimate the algorithm considers hundreds of data points about the market, the neighborhood, and the home itself, like whether it has a water view or is located on a busy street.

The average effective property tax rate in San Bernardino County is 0.90%. Online real estate platform Ownerly offers a home value estimator, but you must set up an account — and pay for a subscription. However, you can sign up for a seven-day trial membership for $1 or a premium trial for $5. Once you enter the home’s address, you’ll have to answer a few questions, such as whether you own the home in question and details of your ownership and its sales history.

California property taxes are based on the purchase price of the property. So when you buy a home, the assessed value is equal to the purchase price. From there, the assessed value increases every year according to the rate of inflation, which is the change in the California Consumer Price Index.

Saturday, April 27, 2024

Charcuterie Board Ideas and Tips From an Expert

charcuterie board design

Many charcuterie business owners have found the more food artistry they make, the more the people will tell their friends. In most cases you can start attracting new customers very easily by using the right charcuterie board business name. Having a consistent presence on social media and setting up a simple website. If you're only serving a few people, there's no need to craft a massive charcuterie board. Try these individual prosciutto-burrata flatbreads instead (your wallet will thank you).

What Kind of Meats to Use

Meats and cheeses are the major components of a classic charcuterie board. The olive bar at your grocery store is a super fun place to find major charcuterie board inspiration. Any of the above meats will work great on your board and are sure to be a hit with your crowd! I'd say for a solid charcuterie board, you should have a variety of at least 3 meats. Learn how to create a stunning appetizer board in step-by-step photos so you can whip up an impressive (and delicious) spread for your next gathering.

More Charcuterie Board Recipes

charcuterie board design

Here are some more suggestions for adding some interest to your board. This has got to be the best way to serve smores fixin's at your next bonfire. You can use a torch (and a very careful adult!) to make a toasted marshmallow dip, or just display classic fixin's for a bonfire. Don't forget to follow along on Instagram, Facebook, YouTube, and Pinterest for more recipes. Fresh Rosemary and thyme looks great as some added greenery to your board. You’ll see I added some Rosemary springs around my board.

Best Cutting Boards of 2024 U.S. News - U.S. News & World Report

Best Cutting Boards of 2024 U.S. News.

Posted: Fri, 29 Dec 2023 08:00:00 GMT [source]

What Crackers Should I Use?

When setting up a charcuterie board, it helps to break the construction up into four stages. This keeps things organized, and ensures a balanced board. Once you have all of your supplies, it's time to start building. Having a balance of colors, shapes, and textures is key to crafting a board that’s gorgeous to look at and everyone will want to devour.

14 Charcuterie Board Ideas for Every Occasion - theSkimm

14 Charcuterie Board Ideas for Every Occasion.

Posted: Tue, 25 Oct 2022 07:00:00 GMT [source]

Popular Recipes

The best part of our hot chocolate “charcuterie” board has got to be our hot chocolate bombs. Pour hot milk over them and they’ll “explode” in your cup to create the perfect mug of hot chocolate. Serve a pitcher of hot milk or water and hot cocoa mix on the side so your guests can have more than one cup.

Levain Bakery Chocolate Chip Crush Cookies

The arrangement of these ingredients on the board is where the artistry comes into play. A well-designed charcuterie board is not only delicious but also beautiful. Meats and cheeses are often arranged on a wooden board, and the use of herbs and garnishes can even mak make it better.

Add some chocolates, pretzels, and even fruits to make this perfect for everyone to enjoy. A bagel with all your favorites included is the best way to get the day started. Then, fill in any gaps with small items like grapes and dried fruits. A baked potato board is another starchy spread we’re sure you’ll love. Here are the fruits in season every month of the year.

Fill in with "big section" items, like groupings of meat or sliced cheeses. Before you pick a certain nut to go down on your board, run through your guest list and take into consideration any nut allergies within your crew. Even if you aren't aware of any nut allergies in the group, it's a good idea to house any nuts in separate, small bowls. My best advice is to pick cheeses you have tried (and like) to serve to your guests. The last thing you want to do is waste $10-12 on a block of cheese no one cares to eat...especially you!

Don’t forget about berries, cantaloupes, and melons. Also, always have some wine, beer, or frizzante around. If it’s your first one, start with some bagels and croissants and build everything around them. Add some cream cheese, a couple of hard cheeses, sliced or not, some prosciutto, and a piece of the salami of your choice. Create a board filled with cheese, olives, crackers, and veggies to create a simple and classic charcuterie board.

According to the FDA, foods that should be refrigerated should not sit out at room temperature for longer than 2 hours. If you want your guests to be able to graze throughout the evening, plan on keeping some backup meats and cheeses in your refrigerator. Once it’s getting close to 2 hours, bring the board back into the kitchen and replenish. The best cheeses for a charcuterie board are a mix of crowd-pleasing cheeses and more unexpected ones. I will share all of the tips and tricks for creating a showstopping board perfect as an appetizer for a party or get together.

There are so many ways to customize your own stunning charcuterie board that is both delicious and beautiful. Here is a list of cheeses, cured meats, fresh fruits, nuts, condiments, vegetables, and more to display. It’s a popular appetizer for parties, events, or small get-togethers. Just a few different fruits & vegetables can transform the most basic into the most beautiful charcuterie board! They add color, flavor, and texture to your board, and they’re a refreshing element that helps balance out the heavier meats & cheeses. The spreads & dips tie all of the ingredients together on your homemade charcuterie board.

How To Make a Simple Charcuterie Board

charcuterie board design

Finish the board with a flourish of fresh thyme, pomegranate arils and pistachios. This autumnal beauty has holiday cocktail hour written all over it. Make a second batch of maple cream (or maple butter) for spreading on bagels, pancakes and everything in between. How about a hearty, Nordic-inspired assembly for brunch? A robust charcuterie filled with Nordic appetizers will keep everybody full and satiated until dinner.

A SWEET New Year!

Gather ‘Round the Charcutertree: A Guide to Holiday Boards and Festive Designs to Try - Sunset

Gather ‘Round the Charcutertree: A Guide to Holiday Boards and Festive Designs to Try.

Posted: Thu, 15 Dec 2022 08:00:00 GMT [source]

I've ranked the list of cheeses below by popularity and left off the ones that never get touched. And, if you want to see a really fun take on a charcuterie board, check out this festive Christmas Board or our easy Dessert Board. Slip two or three small stacks of sliced bread or crackers among the bowls, meats, and cheeses. Let them topple over and get a bit messy—it's part of the board's beauty. We used two kinds of crackers— asiago cheese and flax seed—to complement the various flavors on the board. Our spring-themed charcuterie board—inspired by a crudités platter—layers colorful, seasonal vegetables and dips for a board that’s visually striking, fresh and delicious.

Food Editor

When you’re setting up your board, don’t toss that hummus container or box of crackers (even if you’re decanting the items into separate, more attractive, bowls). Once the party is over, put any leftover dips or snacks right back where they came from. Any other leftovers that don’t have a salvageable container can be stored in plastic or glass storage containers. Here’s what we like to put on our charcuterie boards. Pick and choose from this list depending on what you’re in the mood for (or what you have on hand). Creating a beautiful charcuterie board is a delightful blend of creativity and culinary expertise.

Game day sandwich board

Fig jam and honey complement the cheeses wonderfully, while mustard and olive tapenade provide a tangy contrast to the meats. Simms recommends letting the board come to room temperature before serving, "Our golden rule is to always serve your cheese and charcuterie at room temperature." If you're planning a big party, getting the charcuterie board out of the way early is a great way to save time. Simms says you can prepare your board up to 24 hours in advance. She suggests preparing it when the charcuterie is cold and once it's all assembled, wrapping it in a light layer of plastic wrap and keeping it in the refrigerator. Another way to get creative with your charcuterie board, take it from the board to a dynamic tower like this one.

In most cases, as long as the business owner keeps an eye on costs of goods, labor and delivery, charcuterie businesses can be quite profitable. Who knew vegan cheese and deli meat could look so convincing? Pair a few of each with your choice of nuts, pickles, crackers and produce, plus spreads all your guests can get behind (like hummus, jam or vegan cream cheese).

The Best Cheeses to Use

In the same way that a charcuterie board has come to mean more than a variety of cheeses and meats, the serving vessel itself expands beyond a wooden board. I’ll walk you through how to make the perfect charcuterie board for a party step-by-step. Arrange them evenly around the board and allow space for slicing and scooping. We used two kinds of Brie (a robust, creamy Brie and a mild Brie), blue cheese, an aged cheddar, and goat cheese on this board. We placed the prosciutto, Italian salami, and American salami in little piles next to the cheeses. It's OK if items on the board touch; they're meant to be enjoyed together.

charcuterie board design

Add a couple of dips (some tzatziki, mayo, avocado paste), crunchy veggies, tomatoes, a couple of salad leaves in the corner, some nuts for the crunch, and some fruit. Don’t forget about mustard, pickles, and some chocolate chunks, near the fruit. Something I haven’t seen before but can be an epic addition to any event is this seafood platter-inspired charcuterie board.

You’ll Also Love

This buffet-style idea is great for a nice night with family and friends. If you’re feeling a little nostalgic and in need of a treat that will remind you of all the summer fun then try this out. It’s perfect to bring a unique touch to the event. Go back to basics and stick to this simple idea that sticks to the budget.

How to slice cheese for a charcuterie board

If you’re looking for food ideas to include on your board, check out my free printable charcuterie board shopping list with over 100+ food items. That said, there is an art to making a charcuterie board look as impressive as the ones you’ve seen on Instagram and Pinterest. In case you’re in need of inspiration, here are some wow-worthy recipes and charcuterie board ideas for your next potluck gathering or holiday party. If you’re wondering this, you’re not the only one. And yes, besides bread and crackers, you can slice everything, cover, and refrigerate.

When you’re putting together a board that’s just cured meats, it can take a little finessing to make it pretty. The best meats for a charcuterie board exhibit a balance of texture and flavor. Position sliced baguette, crackers, or breadsticks throughout the board. These serve as vehicles for enjoying the meats and cheeses. I like to use a variety of crackers and breads to give plenty of options. The best charcuterie board is a combination of savory and sweet, soft and crunchy, and bold and mild flavors.

Serve it with a pitcher of sangria or bottle of red wine to set the tone for a stylish celebration. A sunny breakfast charcuterie board piled with quartered waffles, mini cinnamon rolls, fresh fruit and more is a fun way to start the day. Load up your waffles with as much maple syrup and butter as you want, or make a waffle sandwich by layering cheese, bacon and tomatoes between two quarters. Have you ever wondered how to fold prosciutto for a charcuterie board?

Creating a charcuterie board is a delightful and versatile way to entertain guests for any occasion. You could also use a large marble board, a stone board, a cutting board, a large serving platter, or even a metal, rimmed baking sheet to serve from. Build your dream ice cream sundae with the help of an ice cream sundae bar loaded with toppings and sauces. Set out a few ice cream flavors in a tub filled with ice so they don’t melt too quickly. Serve your sundae board with a selection of waffle bowls, waffle cones, sugar cones and regular bowls.

Pair sweet accompaniments like fresh fruit, jams, and candied nuts, near the brie cheese or goat cheese. We love what this bride-to-be did with the light-colored meats being used to replicate soft pink roses. The use of cake toppers and the perfectly displayed cheese center are easy touches that add so much to a special occasion charcuterie board. Needless to say all chocolate makes for one of the most unique charcuterie board ideas we've seen to date. You can make a creative charcuterie board for almost any holiday! Now that some of the meats are arranged, I added some raspberries, blueberries and grapes to my board.

The most important thing to do is consider what type of charcuterie board you’re hoping to put together. Keep any veggies in an ice water bath as you’re assembling the board to keep them crisp. Once your board is made, cover it with some damp paper towels. If you do this, be sure to leave the crackers and other soggy-prone items off until you’re ready to serve. The book contains board inspiration for every theme and scenario, but a charcuterie board is one of the most common and great for beginners.

Tuesday, April 2, 2024

Norwegian Cruise Line Holdings Ltd NCLH Stock Price, Quote & News

norwegian cruise stoc

The new ship orders across all three brands are scheduled for delivery over a ten-year period, between 2026 and 2036. See our analysis on Norwegian Cruise Line Stock Chances Of Rise for more details on the stock’s recent performance and where it could be headed. A Norwegian cruise ship has been denied permission to dock in Mauritius over fears of a potential cholera outbreak on board. From new ships to its private Caribbean island, get the latest details in this 1-minute breakdown of Norwegian Cruise Line (NCLH).

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And because the trends are good, the company is guiding for better-than-expected financial results in the upcoming first quarter of 2024. These 10 simple stocks can help investors build long-term wealth as artificial intelligence continues to grow into the future. There are some legit reasons for Norwegian being a laggard among its fellow seafarers, but there's also a case to be made for it leading the way from here. The country's third-largest cruise ship operator can pop tenfold in the coming years if it catches the right waves along the way. With a historically smaller fleet, the company has been building new ships more aggressively versus peers in order to enter/serve certain markets.

Norwegian Cruise Line Holdings Ltd. (NCLH)

NCLH now has 13 ships on order over the next 12 years for a combined 41,000 berths, representing about 65% capacity growth, noted the analyst. The company also launched the construction of a multi-ship pier at Great Stirrup Cay, the company’s private island destination in the Bahamas and its Caribbean port of call. NCLH sits at a Zacks Rank #3 (Hold), holds a Value Style Score of A, and has a VGM Score of A. Compared to the Leisure and Recreation Services industry's P/E of 16X, shares of Norwegian Cruise Line are trading at a forward P/E of 14.4X. NCLH also has a PEG Ratio of 0.3, a Price/Cash Flow ratio of 7.3X, and a Price/Sales ratio of 0.9X. Gain deeper insights into company revenues with a detailed analysis of revenue sources.

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norwegian cruise stoc

However, shareholder returns remain a concern in the longer-term for Norwegian stock. The company spent the better part of the last year raising funds, with its debt load roughly doubling to $12 billion between December 2020 and the end of March 2020. This should lead to higher interest costs, constraining the company’s long-term profitability. Moreover, shareholders have also been significantly diluted by the company’s equity issuances, with shares outstanding rising to 370 million as of April 2021, up from 213 million in early 2020.

For fiscal 2024, five analysts revised their earnings estimate higher in the last 60 days for NCLH, while the Zacks Consensus Estimate has increased $0.11 to $1.26 per share. Founded in 1993, The Motley Fool is a financial services company dedicated to making the world smarter, happier, and richer. The Motley Fool reaches millions of people every month through our premium investing solutions, free guidance and market analysis on Fool.com, top-rated podcasts, and non-profit The Motley Fool Foundation. Also, given a -5% movement for the stock over 5 trading days, it has historically witnessed an excess return of 1.8% compared to the S&P500 over the next 21 trading days, with a 51.2% percent probability of a positive excess return. Now while cruise stocks have moved considerably over the last year, 2020 has also created many pricing discontinuities which can offer attractive trading opportunities. For example, you’ll be surprised how the stock valuation for Northrop Grumman vs. Atlas Air Worldwide Holdings shows a disconnect with their relative operational growth.

Carnival, Royal Caribbean, and Norwegian also made the most of the operating lull to refresh their operations and their offerings. The end result is shaping up to be a more resilient industry than it was in its pre-pandemic prime. What analysts see Norwegian earning the next few years is pretty impressive.

Harry Sommer, CEO of Norwegian Cruise Line, joins CNBC's 'The Exchange' to discuss Norwegian's new ship order, travel trends, and more. We’d like to share more about how we work and what drives our day-to-day business. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services. In 2023, the company had net cash from operating activities of $2 billion and repaid $1.9 billion in debt. Specifically, Norwegian is calling for Q1 adjusted net income of $50 million, while Wall Street had expected an adjusted net loss.

Down 22% Last Month, Norwegian Cruise Line Stock Looks Set For A Rebound

The Company offers an array of cruise itineraries and theme cruises, as well as markets its services through various distribution channels including retail and travel agents, international and incentive sales, and consumer direct. With profitability expected to nearly triple between 2024 and 2027, you can buy the cruise line shares at a market cap that's just 4.3 times its 2027 profit outlook. Norwegian has posted double-digit percentage beats in its last three quarters. With geopolitical events weighing on near-term sailings, its projected occupancy percentage for the current quarter is well shy of where it was in the holiday quarter of 2019. After back-to-back quarters of profitability, Norwegian is bracing investors for an adjusted deficit of $0.15 a share in the fourth quarter. Wall Street pros were modeling a slightly better-than-breakeven performance.

Why Norwegian Cruise Line Stock Jumped on Tuesday

Alaska Tourism Restoration Act, which temporarily enables cruise ships to sail to Alaska, bypassing a legal requirement to make a stop at ports in Canada, which has banned cruses until 2022. Cruise companies had previously canceled their trips to Alaska, which is a popular summer cruising destination. Separately, the CDC also recently issued new guidelines easing mask-wearing requirements and social-distancing guidelines for fully vaccinated passengers on cruises. This could give potential cruise customers confidence that cruising is a relatively safe activity post-vaccination. Norwegian Cruise Line Holdings Ltd. operates a fleet of passenger cruise ships.

Norwegian Cruise Line (NCLH) Beats Stock Market Upswing: What Investors Need to Know - Yahoo Finance

Norwegian Cruise Line (NCLH) Beats Stock Market Upswing: What Investors Need to Know.

Posted: Thu, 08 Feb 2024 08:00:00 GMT [source]

The strategy is expected to boost Norwegian Cruise’s product offering, guest experiences, and operational infrastructure. Set sail on an epic 180-day world journey across six continents visiting 43 countries, 101 ports and 81 UNESCO World Heritage sites MIAMI , March 5, 2024 /PRNewswire/ -- Opening up the world to a new ... Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams.

The expected return after a rise is understandably lower than after a drop as detailed in the previous question. Interestingly, though, if a stock has gained over the last few days, you would do better to avoid short-term bets for most stocks. IF NCLH stock moved by -5% over 5 trading days, THEN over the next 21 trading days, NCLH stock moves an average of 4.5%, with a 62.8% probability of a positive return over this period. But this stock is soaring today because of the positive prevailing trends in the business. The cruise line can carry more cruisers now than ever (higher capacity), has full occupancy, average ticket prices are up, and onboard spending is up, as well. A company's earnings performance is important for value investors as well.

Two investment analysts have rated the stock with a sell rating, nine have given a hold rating, three have given a buy rating and one has given a strong buy rating to the company's stock. According to MarketBeat, Norwegian Cruise Line has an average rating of "Hold" and a consensus target price of $20.87. Don't underestimate the power of cruise line stocks as they reverse the bearish narrative.

Shares of NCLH stock traded up $0.12 during mid-day trading on Friday, hitting $18.29. The stock had a trading volume of 10,613,099 shares, compared to its average volume of 10,730,688. Norwegian Cruise Line Holdings Ltd. has a fifty-two week low of $12.41 and a fifty-two week high of $22.75. The firm has a market cap of $7.79 billion, a PE ratio of 65.32, a PEG ratio of 0.38 and a beta of 2.60. The company has a debt-to-equity ratio of 40.94, a current ratio of 0.22 and a quick ratio of 0.19. The company's 50-day simple moving average is $18.74 and its 200-day simple moving average is $17.32.

Investor Relations :: Norwegian Cruise Line Holdings Ltd NCLH

norwegian cruise stoc

The Goldman Sachs Group assumed coverage on shares of Norwegian Cruise Line in a research note on Wednesday, March 13th. They issued a "neutral" rating and a $19.00 price target for the company. Wells Fargo & Company reissued an "equal weight" rating and issued a $18.00 price target on shares of Norwegian Cruise Line in a research note on Friday, January 5th. Susquehanna increased their price target on shares of Norwegian Cruise Line from $20.00 to $21.00 and gave the company a "neutral" rating in a research note on Wednesday, February 28th. Citigroup dropped their price target on shares of Norwegian Cruise Line from $23.00 to $19.00 and set a "neutral" rating for the company in a research note on Monday, February 12th. Finally, Stifel Nicolaus restated a "buy" rating and issued a $25.00 price objective on shares of Norwegian Cruise Line in a report on Tuesday, April 9th.

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Now while cruising from the U.S. ports is set to resume this July, we still think that 2021 is likely to be a relatively slow year for Norwegian. Norwegian will likely miss out out on much of the lucrative summer cruising season and it’s also possible that older customers - who are a key demographic - will take a wait and watch approach to cruising post the pandemic. That said, 2022 is looking much stronger, with consensus estimates pointing to revenues of $6 billion, just slightly below the $6.5 billion in revenue the company posted in 2019. Ticket prices have also apparently been strong, trending above 2019 levels. Although Norwegian’s higher levels of leverage (debt has doubled to $12 billion from pre-pandemic levels) are a concern, the stock could still be worth a look considering that it remains down by about 45% from its 2019 levels. Norwegian Cruise Line posted mixed financial results earlier this month.

Making a Positive Impact

MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... Carnival Corp. and Royal Caribbean Cruises are down just 24% and 7% respectively from their summer peaks. Norwegian has come through with a 22% stock increase in 2023, but Royal Caribbean shareholders have seen their shares more than double this year.

President Biden’s Plan To Change Credit Reporting And Scoring

That said, the longer-term outlook for the company remains mixed, in our view. Booking trends have also been mixed, with reservations for the second half of 2021 apparently remaining below historical levels, although early trends for 2022 look strong, per the company. Norwegian has spent the better part of the last year raising funds via debt and equity issuances, with its debt load standing at about $11.8 billion at the end of Q4, up from about $6.8 billion a year ago. The higher interest costs are likely to weigh on the company’s profitability going forward. Coronavirus-induced changes in consumer behavior with regard to travel had altered the economic performance of Norwegian Cruise Line Holdings, affecting its ability to generate excess economic rents. However, as consumers returned to cruising after the 15-month sailing halt that ended in July 2021, they regained their appetite for travel, bolstered by the value proposition the holiday provides.

Explore the updated Options feature, providing in-depth data, and a 3D viewing option. Enjoy up to 50% Off on Select Sailings in 2024 and 2025 MIAMI , Jan. 9, 2024 /PRNewswire/ -- Oceania Cruises , the world's leading culinary- and destination-focused cruise line, is ringing in the new ... MIAMI , Feb. 15, 2024 /PRNewswire/ -- Oceania Cruises , the world's leading culinary- and destination-focused cruise line, has announced that the premiere issue of their brand new Your World magazine ... MIAMI , March 20, 2024 /PRNewswire/ --  Oceania Cruises , the world's leading culinary- and destination-focused cruise line, has announced the appointment of its two Master Chefs of France, Chef Alexi... Sailings explore destinations from Tokyo to Cape Town to Bali to Rio de Janeiro MIAMI , March 26, 2024 /PRNewswire/ -- Oceania Cruises, the world's leading culinary- and destination-focused cruise lin...

The bottom line exceeded analyst targets, building on its return to profitability in the second quarter after more than three years of quarterly losses. While Norwegian is likely to start cruises from the U.S. around early August, it says that it now plans to operate 23 of its 28 ships through early 2022. Moreover, the company said that it would begin cruising to Alaska from early August following the passage of the U.S.

Norwegian Cruise Line (NCLH) rises on 4Q revenue and 1Q upbeat guidance. NCLH's incredibly strong results highlight the strength in its brand and the cruise industry, notes Ivan Feinseth. Between our three brands, we have a fleet of 32 ships that cruise to approximately 700 destinations globally. Over the next decade this will not only give NCLH the biggest growth story within the cruise industry but will also allow them to continue entering new markets with minimal cannibalization to their fleet, the analyst noted.

For the year, the company is expecting earnings before interest, taxes, depreciation, and amortization (EBITDA) of $2.2 billion, a strong 18% increase from 2023. The future is bright for the cruise line industry in general and Norwegian Cruise Line in particular. The skies are a little cloudy right now, but things are brighter on the horizon. Big gains might come from the smallest of the country's three leading cruise line operators. See our analysis on Norwegian Cruise Line Stock Chances Of Rise for an overview of how NCLH stock has fared recently and how it compared to its peers. Overall, according to the analyst, the positives surely outweigh the negatives.

Norwegian Cruise Line (NCLH) Makes a Big Splash After Earnings

norwegian cruise stoc

Information is provided 'as-is' and solely for informational purposes, not for trading purposes or advice, and is delayed. To see all exchange delays and terms of use please see Barchart's disclaimer. Cruise line stocks stormed back into investor fancy earlier this year, but they have corrected sharply since their summertime highs. Norwegian Cruise Line (NCLH 1.37%) stock is now down 36% since hitting a high-water mark in late July.

Stifel analyst Steven Wieczynski reiterated a Buy rating on the shares with a price target of $25. NCLH, -1.48% jumped 6.6% in premarket trading Tuesday, after the cruise operator reported a wider-than-expected fourth-quarter loss, but expects a surpris... Cruise stocks rallied in intraday trading Tuesday after a strong earnings report and forecast from Norwegian Cruise Line Holdings (NCLH). Norwegian Cruise Line (NCLH) posted its fourth-quarter results revealing a quarterly loss of $0.18 per share.

Utilizing ratios like P/E, PEG, Price/Sales, and Price/Cash Flow, the Value Style Score identifies the most attractive and most discounted stocks. Set sail on an epic 59-day Grand Voyage from Barcelona to Singapore Download images of Riviera here MIAMI , Jan. 4, 2024 /PRNewswire/ -- Oceania Cruises , the world's leading culinary- and destination... But the business is otherwise performing quite well, which should be encouraging news for shareholders. Those are the big-picture trends that are meaningful to Norwegian's business.

Carnival, Royal Caribbean, and Norwegian had to do a lot of scary things to stay literally and figuratively afloat after the COVID-19 crisis decimated the business. The share count and debt load at Norwegian has roughly doubled since the end of fiscal 2019, but the bloat isn't permanent. What's the point of focusing on 2024's challenging results in a multiyear investment strategy? Analysts see explosive earnings growth at Norwegian as cruise vacations get back to penetrating the mainstream travel market.

According to 15 analysts, the average rating for NCLH stock is "Hold." The 12-month stock price forecast is $20.07, which is an increase of 8.25% from the latest price. Norwegian Cruise Line Holdings Ltd., together with its subsidiaries, operates as a cruise company in North America, Europe, the Asia-Pacific, and internationally. The company operates through the Norwegian Cruise Line, Oceania Cruises, and Regent Seven Seas Cruises brands.

As Norwegian is smaller than its North American cruise peers, it has the ability to deploy its assets nimbly as cruising demand rises, allowing for strategic pricing tactics. All of the cruise-ship companies incurred significant debt during the worst of the COVID-19 pandemic, including Norwegian. © 2024 Market data provided is at least 10-minutes delayed and hosted by Barchart Solutions.

Norwegian Cruise’s stock jumps after company says it expects profit this quarter - MarketWatch

Norwegian Cruise’s stock jumps after company says it expects profit this quarter.

Posted: Tue, 27 Feb 2024 08:00:00 GMT [source]

The company has obtained export credit financing with favorable terms to fund 80% of the contract price of each of the two Oceania Cruises and Regent Seven Seas Cruises ships. “This strategic new-ship order across all three of our award-winning brands provides for the steady introduction of cutting-edge vessels into our fleet and solidifies our long-term growth,” said President and CEO Harry Sommer. If you buy and hold Norwegian Cruise Line stock, the expectation is over time the near-term fluctuations will cancel out, and the long-term positive trend will favor you - at least if the company is otherwise strong. Try the Trefis machine learning engine above to see for yourself how Norwegian Cruise Line stock is likely to behave after any specific gain or loss over a period. Value investors love finding good stocks at good prices, especially before the broader market catches on to a stock's true value.

Longer-term profitability also remains a concern, given potentially higher interest expenses. The company’s total debt rose to about $11.8 billion at the end of 2020, up from around $6.8 billion at the end of 2019. That said, the stock still remains down by about 50% from its pre-Covid highs, making the risk to reward proposition relatively attractive for investors.

5 Steps of the Design Thinking Process: A Step-by-Step Guide

Table Of Content Browse UX / UI Design Topics Four Stages of Design Thinking Why is the ideation phase crucial? Okay, What Exactly Is a UX U...